Moonpay Unveils Open Wallet Standard for AI Transactions
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In a significant development for the digital asset landscape, Moonpay has introduced the Open Wallet Standard (OWS), aiming to enhance the interaction between artificial intelligence (AI) agents and blockchain technology. The launch occurred on March 23, 2026, with the purpose of creating a secure and universal framework that allows AI agents to manage digital assets across various blockchains effectively.
This innovative initiative addresses the fragmentation in the agent economy by enabling AI agents to store value and execute transactions securely without the risk of exposing private keys. The OWS has garnered support from more than 15 prominent organizations, including the Ethereum Foundation, Solana Foundation, and PayPal. It is currently accessible through platforms like GitHub, npm, and PyPI, making it easier for developers to adopt the standard.
The Open Wallet Standard establishes a unified encrypted vault that facilitates machine-to-machine commerce, supporting a total of eight blockchain families, including Bitcoin, Ethereum, and Solana. The integration of policy-gated signing and local-first storage features ensures that AI agents can operate within predetermined spending limits defined by human users, while also ensuring seamless compatibility across diverse agent frameworks.
As a leading player in the digital payments sector, Moonpay serves over 30 million customers across 180 nations and collaborates with more than 500 enterprise partners through its extensive global payments network. This launch follows the company’s recent addition of Ledger hardware signing capabilities to its agent ecosystem, reinforcing its position as a key infrastructure provider within the emerging autonomous economy.
Ivan Soto-Wright, CEO and co-founder of Moonpay, emphasized the importance of this initiative, stating that while the agent economy had established payment pathways, there was a noticeable absence of a standardized wallet. By open-sourcing the OWS, Moonpay has filled this void, allowing for a complete technological stack for AI transactions.
With the deployment of the Open Wallet Standard, Moonpay not only enhances the operational efficiency of AI agents but also lays the groundwork for more secure and interconnective financial transactions in the digital realm. This development signifies a major stride towards realizing the full potential of the agent economy.
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